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In the book Spam Nation, investigative journalist and cyber security expert Brian Krebs revealed the single most effective (and relied upon) way cybercrime rings gain access to your bank account, credit cards and identity. Ready for it? E-mail.

Whether it's opening an attachment infected by a virus, or a phishing scam where you unknowingly give up your login to a critical website, e-mail still remains the most popular and reliable way digital thieves can rob you blind, steal your identity and wreak havoc on your network.