Set up bank alerts – NOW!

Here’s a tip that just might save your bacon: Set up withdrawal alerts on your bank accounts. Many banks will send you an e-mail alert whenever money is withdrawn from your account via check, debit card or transfer. Setting up those alerts will allow you to spot and report fraudulent activity BEFORE the money has already been siphoned into a cybercriminal’s hands.

REMOVE these from your laptop, tablet or smartphone

Like it or not, device manufacturers LOVE to stuff your brand-new PC, tablet or phone full of “free” applications (they get paid to do it, so you’ve got a slim chance of getting one without a side of spamware). But clutter is the enemy of a speedy PC, and outdated apps are a breeding ground for hackers; so if you’re not using a particular software on a regular basis, it’s best to REMOVE it completely.