If you shop online (and these days, who doesn’t?), you’ll want to make sure you use a credit card instead of a debit card to protect yourself from online scams and rip offs. The biggest advantage credit cards offer is a buffer for payment. By law, your maximum loss if your credit card number is stolen is $50, and most credit card companies and banks will cover the entire cost.

Offsite backups have been touted in the past few years as the answer to everyone’s bad habit of not doing backups. Once signed up for an online service it’s easy to ‘set it and forget it;’ but too many business owners don’t know what they are buying and end up paying a lot more than they should. They also end up shocked when they discover they weren’t backing up the right files or that they can’t restore the files as quickly as they had hoped.

Now that school is back in, thousands of children will be surfing the Internet to conduct research, chat with new school mates, and complete homework assignments.

Although the Internet provides a tremendous learning tool for children, left unchecked it can also expose them to inappropriate material and unscrupulous individuals looking to exploit innocent children.

You regularly back up your computers (or at least you should), but do you do the same with your smartphone? Given the massive amounts of contact information, photos, videos and other data we all carry around on smartphones, it's critical to back them up or risk losing all that data forever.

You can’t beat the convenience of checking e-mail and hopping on the Internet at (Wi-Fi) hotspots found in airports, coffee shops, bookstores, and even in some major parks. For the uninitiated, Wi-Fi hotspots are areas where you can use your wireless laptop to surf the Web and check e-mail.